Residual Calculator

Price your services, model your income, and calculate equipment breakeven. Estimates only — not a guarantee of results.

Merchant Profile

Monthly Sales Volume Total merchant sales/mo

Estimated Crypto Adoption % of customers who want to pay in crypto

12%

10%15%

Crypto Service Fee (What You Charge)

Your Crypto Rate 2% is your fixed cost — everything above is profit

3.0%

2% (break-even)7% (max)

Your fixed cost: 2.00% +1.00% profit

Also processing credit cards for this merchant?

Check this to add CC residual income to your estimate.

Processing Rate	Model	Your Residual %
2.75%	Standard	~0.30%
3.00%	Standard	~0.45%
3.25%	Standard	~0.60%
3.50%	Standard	~0.75%
3.75%	Standard	~0.90%
3.90%	Standard	~1.05%
4.00%	Cash Discount	~1.20%

Equipment Cost (Optional)

Equipment Cost per Merchant Leave 0 if not applicable

Estimated Results — Single Merchant

Crypto Commission

2% fee · 0% profit margin

Crypto Monthly

Est. crypto residual

Crypto Profit Only

Above the 2% fixed cost

Total Sales Volume $50,000

Crypto Volume (12%) $6,000

CC Volume (88%) $44,000

Crypto Commission (3.0% charged) $180

Less: Fixed Cost (2.0%) -$120

Crypto Profit $60

CC Residual (0.60%) $264

Total Est. Monthly Residual $324

Annual Projection

Annual Crypto

Annual Crypto
$0

Important — Read Before Using These Figures

All calculations on this page are estimates only and are provided as a planning tool. There is no guarantee that any merchant account will produce any results whatsoever. Actual crypto adoption rates, processing volumes, and residual amounts will vary based on the merchant's business, customer base, location, and many other factors outside your control. The figures shown do not represent income projections, promises, or guarantees of any kind. Past results of other Dividend Shift clients do not predict your results. This tool is for educational and planning purposes only.